Skip to content
Mortgage Affordability Calculator
How much could you borrow?
Calculate how much mortgage you could get based on your salary.
Please note this calculator is for illustration only and the actual lending will depend on your personal circumstances. Lenders will based the affordability of the mortgage on income, current debt, credit history and deposit amount.
Mortgage Affordability Calculator
Estimate how much you may be able to borrow based on income, bonus / commission and deposit.
Income details
70% of bonus / commission is included for this estimate.
Leave blank if there is no second applicant or no bonus / commission.
Minimum 5% deposit assumed for this estimate. Enter a higher amount if available.
Estimated maximum mortgage
£0
Enter your details to see an estimate.
Estimated maximum property value
£0
Based on the estimate above plus your deposit.
Total usable income
£0
Deposit entered
£0
Estimated deposit percentage
0%
Important: This calculator provides a guide only and is not a mortgage offer or decision in principle.
Actual borrowing will depend on lender affordability criteria, credit commitments, household expenditure, credit profile and individual circumstances.
In some cases, higher borrowing may be available depending on income structure, personal circumstances and lender criteria.
Check out our online calculators
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA.
