What insurance do I need?

It depends on your circumstances. In any case, we strongly advise having life insurance in place if you have a mortgage. This can be a decreasing policy that only covers the amount owed and the sum will decrease over time. We would also recommend a Critical Illness Policy, Income Protection and Home Insurance. Please note that home insurance is required at the time of the exchange of contracts (not the completion). You can find out more about different types of protection here.

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