How much can I borrow?

There is no definite answer. It will depend on your income, your savings, credit score, your outgoings and your family situation. The simple rule is to multiply your gross income by 4.5 times. The sum will be the mortgage amount that you might be able to borrow. However, you might be able to get more or less. Check our handy Mortgage Affordability Calculator for a quick answer.

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