Can I pay off my mortgage early?

Yes, you can. However, if you are still within your initial fixed rate, you might need to pay an Early Repayment Charge (EPC) if you decide to pay it off early. Most mortgages are ‘portable’ so you can take your existing mortgage and move to the new property. If you would like to change your repayment term, you can do it at the time of remortgaging.

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