What mortgage interest rate can I get?
The mortgage interest rate will depend on several factors: the amount of deposit you have (LTV), your credit score, your particular circumstances. The interest rate
What is LTV?
LTV stand for Loan-To-Value ratio and describe how much borrowing there will be against the value of the property. For example, 75% LTV means there
What is an interest-only mortgage?
An interest-only mortgage means that you only pay interest on the amount borrowed. At the end of the term, you will still need to repay
What is a repayment mortgage?
A repayment mortgage is a mortgage (home loan) that your monthly payment will repay a portion of the capital borrowed and interest. Over the term
What is a credit score?
A credit score is a numerical value that you are assigned based on your credit history and creditworthiness. There are three main Credit Scoring Agencies:
Can I pay off my mortgage early?
Yes, you can. However, if you are still within your initial fixed rate, you might need to pay an Early Repayment Charge (EPC) if you
How much deposit do I need?
The minimum deposit you will need is 5% of the value of the property. However, this might be restricted to the lower value properties and
How much will my mortgage cost each month?
The monthly payment on your mortgage will depend on several factors: how old you are and how long you can have the mortgage for, your
