Over 50 Life Insurance

Peace of mind for the future

Expert Insurance Advice

Level term insurance

Lever term insurance will pay a specific lump sum during the term of your life insurance policy.

Funeral Funding

With certain policies funeral funding is included and a £300 contribution added by Golden Charter.

Whole-of-life

Whole-of-life cover is valid your whole life, no matter when you pass away. It is a guaranteed life insurance policy.

Over 50 Life Insurance Cover

Do you want peace of mind knowing your family will have less financial burden if the worst were to happen? An over 50 life assurance cover can deliver just that.

 

What is over 50 life insurance?

Over 50 Life insurance is an insurance policy that pays out a lump sum in case of the death or terminal illness of the insured person, after qualifying period. It is designed for people aged 50 to 80 and is a whole-of-life policy, this means it is guaranteed for the whole life.

Benefits of life assurance policy

  • Terminal illness cover as a standard in most policies
  • Funeral cover available
  • Premium starts from as little as £10 per month
  • Possibility to reduce the cost of the premium
  • Additional benefits available like bereavement support or will writing
  • Guaranteed acceptance
  • Premiums cease at age 90 but cover continues for the remainder of the policyholder's life

How does life insurance cover work?

It simple. You pay a monthly premium, your loved ones will claim the policy in case of your death.

1. Cover amount

This is the amount of money that will be paid out in case of your passing as a lump sum. This is a guaranteed amount to be paid out. Please note that it might not cover the whole cost of the funeral.

3. Pay monthly

You must pay the monthly premiums by direct debit. If you stop paying your policy will cease. You might be able to reduce the premium amount after 4 years.

4. Claim

If you pass away, your family will be able to make a claim on your policy and receive a lump sum directly to the nominated bank account. We advise putting the insurance policy in trust, so the funds are available immediately after the death.

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The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

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