Why my mortgage application was declined?
There could be several reasons why your mortgage application was declined but it doesn’t mean you would not be able to get a mortgage at
Can I get a mortgage as self-employed?
Yes, in most cases. However, there might be some restrictions due to Covid and people who have been severely affected Yes, in most cases. However,
Can I get a mortgage with bad credit?
Yes, in most cases you can but it will depend on the severity of your adverse credit history. There are specialist mortgage providers that offer
What is Shared Ownership?
Shared Ownership Scheme offers individuals on a low income the chance to purchase a share of the property. You will purchase from 25% to 75%
What is a Help to Buy Scheme?
Help to Buy is a government scheme helping first-time buyers to get on the property ladder by offering equity loans. Find out more in our
What mortgage interest rate can I get?
The mortgage interest rate will depend on several factors: the amount of deposit you have (LTV), your credit score, your particular circumstances. The interest rate
What is LTV?
LTV stand for Loan-To-Value ratio and describe how much borrowing there will be against the value of the property. For example, 75% LTV means there
What is an interest-only mortgage?
An interest-only mortgage means that you only pay interest on the amount borrowed. At the end of the term, you will still need to repay
