What is a rental cover ratio?

The rental cover ratio shows how much the rental income covers the mortgage payments. A rental cover ratio of 1.5 or 150% would cover the

What is a consumer buy to let mortgage?

A consumer buy-to-let mortgage is when a person becomes an ‘accidental landlord’. This is due to circumstances, rather than intentional investment. This can happen in

What is buy to let mortgage?

An investment buy-to-let mortgage is when a person buys property as an investment, rather than a place to live. This type of mortgage is more

When is the best time to remortgage?

The best time to remortgage is as soon as you move from the fixed-rate mortgage to a Standard Variable Rate. To achieve this simultaneously, we

What is a property survey?

A property survey is a report compiled by a property surveyor to determine the state of the property you are willing to buy. There are

What is Green Mortgage?

A Green MortgageA Green Mortgage is a mortgage specially designed for properties with a high energy efficiency rating. The property will require a rating of

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