Can I purchase a property through a limited company?
Yes, you can purchase an investment property through a limited company, which is called a Special Purpose Vehicle. This limited company needs to be registered
What is a rental cover ratio?
The rental cover ratio shows how much the rental income covers the mortgage payments. A rental cover ratio of 1.5 or 150% would cover the
What is the minimum deposit for a Buy To Let property?
The minimum deposit for buy-to-let property is 20%. However, we would recommend a 25% deposit to achieve a better interest rate.
What is a consumer buy to let mortgage?
A consumer buy-to-let mortgage is when a person becomes an ‘accidental landlord’. This is due to circumstances, rather than intentional investment. This can happen in
What is buy to let mortgage?
An investment buy-to-let mortgage is when a person buys property as an investment, rather than a place to live. This type of mortgage is more
When is the best time to remortgage?
The best time to remortgage is as soon as you move from the fixed-rate mortgage to a Standard Variable Rate. To achieve this simultaneously, we
What is a property survey?
A property survey is a report compiled by a property surveyor to determine the state of the property you are willing to buy. There are
What is Green Mortgage?
A Green MortgageA Green Mortgage is a mortgage specially designed for properties with a high energy efficiency rating. The property will require a rating of
